As a first time homebuyer, everything is new and exciting. This is a big decision and I am here to guide you step by step through the process, explaining every detail so you are well equipped to make the right choice purchasing one of the largest assets you will own.
From obtaining a pre-approval, to selecting a real estate agent and lawyer to assisting during the offer stage and guiding you through the approval process and documentation required.
As a first time buyer, you may be entitled to certain exemptions when it comes to land transfer tax that we can explain as well. Taking advantage of the RSP Homebuyers Plan is a fantastic way to use your RSP investments for your downpayment while not being taxed upon withdrawal.
Here is the link for more information directly from the Government of Canada website: http://www.cra-arc.gc.ca/hbp/
If you have a family member that can provide gifted funds, we can use this as your downpayment as well.
Every dollar counts, especially when you are a first time homebuyer and we will go over all costs associated with your new purchase to make sure there are no surprises at closing.
Contact me for more information.